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Are You Part of the American Dream?

Security, privacy, freedom—the American Dream is to purchase a home. Ownership of property is the bastion of capitalism.

Security, privacy, freedom—the American Dream is to purchase a home. Ownership

 of property is the bastion of capitalism. There is no doubt that owning a

 home is the goal of the average American today. Why? Is it the ability not to

 have a landlord? Is it the freedom to stay or move? There are many emotional

 benefits to home ownership. However, the cornerstones of our capitalistic

 society are financial in nature. The reason we all aspire to own real estate

 is simply this: we desire to accumulate wealth. Time and time again, we hear

 of riches built with a real estate foundation.

There are three basic economic reasons for purchasing a home:

   Real estate is an investment—using the concept of leverage, we will learn

 exactly why real estate constantly outperforms other investment vehicles—even

 during periods of low inflation.

   Real estate is a tax deduction—every year it seems that Congress opts to

 cut more and more tax breaks from the menu in the interests of tax

 simplification and preserving the progressive nature of the tax system. The

 mortgage interest deduction has suffered nicks and scratches but has emerged

 as the major survivor in the world of tax strategies. The elimination of

 other tax deductions has made mortgages all the more important in every

 aspect of one's tax planning process.

   Real estate is an inflation hedge—it has been a few years since double

 digit inflation numbers have raised their ugly heads. Even in times of low

 inflation, monthly rents move upward much more quickly than a mortgage

 payment.

If you're asking yourself "how much of a home can I qualify for?", or "How

 much money will I save?", go to my web site at YourLoanHelp.com and use

 the Rent vs Buy Calculator under Featured Tools.  It will provide an analysis

 made specially for you. It takes only a few seconds and costs you absolutely

 nothing.  You can also obtain a Prequalification Analysis and there is also a

 Credit Grade calculator there.

Please call me at (858) 571-4712 as questions arise.

To the American Dream!

Mike Post, MBA is a real estate loan specialist and buyers agent located in

 San Diego, CA.  




Prime One Mortgage & Realty - 3505 Camino Del Rio South, Ste. 220 - San Diego, CA 92108
Office Phone: (858) 571-4712 Fax: (858) 571-4712 Cell Phone: (858) 752-3591
Real Estate License #: 01715145

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